Strategic Planning

Business Operations | Case Studies & Success Stories | Data & Research | For Trade Workers | Risk Management Cycle | Strategic Planning

A $34K Back Injury at 47: Why Physical Jobs Require Different Financial Planning

A herniated disc at age 47 cost $34,000 out-of-pocket despite workers’ compensation, ended a 23-year welding career, and reduced lifetime earning capacity by $340,000. This personal case study reveals why traditional financial planning fails blue-collar workers and provides a framework for protecting both body and finances in physical careers. The key insight: blue-collar workers need body insurance, not just life insurance.

Read More A $34K Back Injury at 47: Why Physical Jobs Require Different Financial Planning
Business Operations | Case Studies & Success Stories | Data & Research | For Trade Workers | Risk Management Cycle | Strategic Planning

Why 72% of Strategic Plans Fail

Why 72% of Strategic Plans Fail: The Complete Guide to Simple Strategy + Risk Management for Trade Businesses

Read More Why 72% of Strategic Plans Fail
Strategic Planning

What is Strategic Planning and Why Your Business Needs It

Let’s cut through the corporate nonsense. Strategic planning is like having GPS for your business. You know where you are, you know where you want to go, and you have a clear route to get there. Everything else is just expensive paperwork.

Read More What is Strategic Planning and Why Your Business Needs It
Business Operations | Case Studies & Success Stories | Data & Research | For Accounting Consultants | Risk Management Cycle | Strategic Planning

Why 43% of Solo Practitioners Fail: The Concentration Risk Killing Accounting Consultants

Analysis reveals why 43% of solo accounting practitioners fail within five years, with client concentration being the primary killer. When single clients represent 25%+ of revenue, practices face catastrophic vulnerability, as demonstrated by firms losing $500K-$2M+ when major clients depart. This post breaks down the concentration mathematics and provides a systematic framework for building sustainable, diversified accounting consultancies that survive client departures.

Read More Why 43% of Solo Practitioners Fail: The Concentration Risk Killing Accounting Consultants
Risk Management Cycle | Strategic Planning

Why 67% of Contractors Go Broke by Year 5: The Real Numbers Behind Construction Cash Flow

Data analysis of 400+ construction companies over 60 months reveals why two-thirds of contractors fail by year five. Failed companies averaged 112-day cash conversion cycles versus 67 days for survivors, operated with 1.1 to 1 working capital ratios instead of the 2.3 to 1 needed for construction’s extended payment terms, and only 23% used credit facilities compared to 89% of surviving companies. This post provides the exact financial metrics that separate surviving contractors from the 67% who fail.

Read More Why 67% of Contractors Go Broke by Year 5: The Real Numbers Behind Construction Cash Flow

Socials